Professional Errors and Omissions

As a professional your work product can come back to bite you, often quite unexpectedly.  Our affordable Errors & Omissions insurance can provide some very valuable features to smaller firms.  Broad form named insured clauses that include contractors and “of counsel” staff and real contract review services are just the beginning.

Architects & Engineers (A&E) Insurance Program
RiskPlans’s SMB insurance program for architects and engineers is designed for firms with less than $1,500,000 in annual revenue. RiskPlans A&E was designed to give small firms easy access to competitively priced, clearly defined, broad Errors and Omissions.
The program can be extended to Technology Services and Products as well as Computer Network Security and Multi-media and Advertising coverage.


  • A+ XV Rated Carrier
  • Insuring Agreement includes:
    • A&E Professional Services
    • Technology Services
    • Technology Products
    • Computer Network Security
    • Multimedia and Advertising Coverage
  • Worldwide Coverage
  • Innocent Insured Coverage
  • Unauthorized Access and Theft of Data
  • Broad definition of insured- Named insured, past or present employees, partners of the firm, estate, legal representatives, joint ventures, organizations you acquire, past directors or employees and independent contractors.

Limits, Deductibles and Premiums

  • Limits of liability available up to $1,000,000 per occurrence and $3,000,000 in the aggregate
  • Flexible deductible Options
    • As Low as $1,000
    • First Dollar Defense Option
    • Aggregate Deductible Option
  • Minimum Premiums as low as $1,000


  • Acoustical Engineering Aerospace Engineers
  • Agricultural Engineers
  • Architecture- Commercial Architects- Residential
  • Automotive Engineers
  • Building Code Inspector
  • Biomedical Engineers
  • Chemical Engineers
  • Civil Engineering
  • City Planners
  • Computer Engineering
  • Communication Engineering
  • Construction Mgmt (Agency)
  • Construction Mgmt (At Risk)
  • Control Systems Eng.
  • Draftsmen
  • Electrical Engineering
  • Elevator Inspectors
  • Environmental Engineering
  • Excavation Contractors
  • Forensic Engineering
  • Forensic Testing
  • Geotechnical Engineers
  • HVAC Engineering
  • Interior Design
  • Irrigation Designers
  • Laboratory Testing
  • Land Surveying
  • Landscape Architecture
  • Lighting Design
  • Mapping
  • Marine Engineer / Surveying
  • Master Planning
  • Materials Engineers
  • Mechanical Engineering
  • Metallurgical Engineers Nuclear Engineers
  • OSHA Consultants
  • Roofing Consultants
  • Safety Engineer / Consultant
  • Sanitary Engineer
  • Software Engineering
  • Structural Engineers
  • Textile Engineer
  • Traffic
  • Utility Consultants
  • Water Testing & Analysis
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